Terms and Conditions

Accountancy Pal – Terms and Conditions

ACCOUNTANCY PAL – Terms and Conditions

Accountancy Pal, hereinafter referred to as ‘ACCOUNTANCY PAL’ or ‘we’ set out the terms and conditions upon which ACCOUNTANCY PAL offers an ACCOUNTANCY PAL user (whether registered or not as a ACCOUNTANCY PAL member) herein referred to as ‘you’ and ‘your’ a licence to use the ACCOUNTANCY PAL platform located at the site (the ‘terms’). These terms incorporate the Cookie Policy, Privacy Policy and Your Membership Agreement. Unless otherwise indicated, all definitions used in the Membership Agreement shall apply to these terms.

1. Application

By using any of the site, you expressly agree to be bound by these terms and all applicable laws and regulations governing the site and the ACCOUNTANCY PAL platform. These terms form a legally binding agreement between you and ACCOUNTANCY PAL and applies to all ACCOUNTANCY PAL users of the site who may also be contributors of user-generated content (UGC) posted on the site. You should read these terms carefully and ensure that you understand the effect before proceeding to use the site. If you disagree with any part of these terms, do not use the site or the ACCOUNTANCY PAL platform. If you violate these terms, ACCOUNTANCY PAL may terminate your use of the site, bar you from future use of the site and/or take appropriate legal action against you. ACCOUNTANCY PAL reserves the right to change these terms at any time without notice, effective immediately upon posting on the site. Please check this page of the site periodically. You agree that ACCOUNTANCY PAL will treat your use of the site as acceptance of the terms including your continued use subsequent to any changes being posted on the site. If we make any material changes, we will notify you by email.

2. Relationship to other agreements

During the course of your use of the site and the ACCOUNTANCY PAL platform, you may choose to agree to be bound by certain other agreements. Nevertheless, the ACCOUNTANCY PAL agreement will continue to apply to you for as long as you continue to visit and use the site. However, if it turns out that there is a conflict between the ACCOUNTANCY PAL agreement and a later agreement executed by you, the latter agreement to be executed by you shall take precedence.

3. IP licence

When using the site and the ACCOUNTANCY PAL platform, if you make use of a feature that allows you to publish any UGC via the site by way of uploading text, comments, links, photos, video or otherwise contributing to publicly accessible areas of the site, you automatically grant:

(a) to ACCOUNTANCY PAL, a worldwide, non-exclusive, royalty-free, perpetual, transferable licence (with right to sub-license) to use, record, publish, distribute, prepare derivative works of, display and perform all that UGC, or any part of it, and the intellectual property rights therein, in connection with the provision of the ACCOUNTANCY PAL platform services, including without limitation the promotion and redistribution of all or part of your UGC (and derivative works thereof) in any media formats and through any media channels;

(b) to each ACCOUNTANCY PAL user, a worldwide, non-exclusive, royalty-free licence to access your UGC through the ACCOUNTANCY PAL platform, and to use, reproduce, distribute, prepare derivative works of, display and perform such UGC ONLY to the extent permitted by the functionality of the ACCOUNTANCY PAL platform.

‘Publicly accessible’ areas of the site are intended by ACCOUNTANCY PAL to be available to all ACCOUNTANCY PAL members of the site as well as ACCOUNTANCY PAL (save for that UGC which can be accessed indirectly via the world-wide web search engines), however, only limited functionality may be available to those who have either not undergone verification and/or registration on the site by way of becoming a ACCOUNTANCY PAL member. For example, a ACCOUNTANCY PAL visitor will not be verified or registered and will therefore be able to view some sample questions and answers but will be unable to access the full database of questions and answers.

ACCOUNTANCY PAL does not guarantee any confidentiality with respect to UGC and you understand and agree that you are solely responsible for your own UGC and the consequences of posting or publishing it. Any UGC published on the ACCOUNTANCY PAL that you submit or make available for inclusion on the site comes under the ownership of ACCOUNTANCY PAL once it is published on the ACCOUNTANCY PAL site and you forfeit all of your ownership rights to your UGC once it is published on the ACCOUNTANCY PAL site either by you or anyone else.

4. ACCOUNTANCY PAL content on the site

All content and the selection and arrangement of such content on the site constitutes ACCOUNTANCY PAL content and is either owned by, or licensed to, ACCOUNTANCY PAL and is subject to copyright, trademark rights, and other intellectual property rights of ACCOUNTANCY PAL and licensors of ACCOUNTANCY PAL. Such ACCOUNTANCY PAL content is protected by Irish copyright laws and international laws. Any third-party trade or service marks present on ACCOUNTANCY PAL content not uploaded or posted by you are trade or service marks of their respective owners. Such ACCOUNTANCY PAL content may not be downloaded, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any other purpose whatsoever without the prior written consent of ACCOUNTANCY PAL or, where applicable, the licensors of ACCOUNTANCY PAL. ACCOUNTANCY PAL and/or its licensors reserve all rights not expressly granted in and to their ACCOUNTANCY PAL content.

5. User content on the site

We will terminate the privileges of any ACCOUNTANCY PAL user who uses this site to unlawfully transmit copyrighted material without a licence, express consent, valid defence or fair use exemption to do so. In particular, ACCOUNTANCY PAL members who submit UGC to this site must ensure that the UGC they upload does not infringe the copyrights or other rights of third parties (such as privacy or public rights). After proper notification by the copyright holder or its agent to us, and confirmation through court order or admission by the ACCOUNTANCY PAL member that they have used this site as an instrument of unlawful infringement, we will terminate the infringing ACCOUNTANCY PAL membership rights to use and/or access this site. We may, also in our sole discretion, decide to terminate a ACCOUNTANCY PAL member’s right to use or access the site prior to that time if we believe that the alleged infringement has occurred.

6. Links to other websites

This site may contain links to other websites. Unless we expressly say otherwise, you should assume that these other websites are not under the control of ACCOUNTANCY PAL or our affiliates. We assume no responsibility for the content of such websites, and we disclaim liability for any and all forms of loss or damage arising out of the use of them. Additionally, even if we include a link to another website on this site, that does not mean that we endorse that other website or in any way recommend that you should use it.

7. General restrictions on use

Subject to the following express restrictions, ACCOUNTANCY PAL grants you permission to access and use the site and the ACCOUNTANCY PAL platform services. You may view site pages, download site pages (for caching purposes only) and print site pages (excluding site images) and retain a copy of the same solely for your own personal, non-commercial use. You agree that your failure to adhere to any of these restrictions shall constitute a breach of these terms on your part. You agree:

(a) not to sell, license, rent, distribute or otherwise exploit any UGC or ACCOUNTANCY PAL content for any other purposes without the prior written consent of ACCOUNTANCY PAL;

(b) not to post, frame, deep link, publish, reverse engineer or modify or make any derivative works of any part of the site or the ACCOUNTANCY PAL platform services, including but not limited to any UGC or ACCOUNTANCY PAL content, in any medium without ACCOUNTANCY PAL’s prior written authorisation, unless ACCOUNTANCY PAL makes available the means for such activity through the functionality offered by the ACCOUNTANCY PAL platform;

(c) not to establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists;

(d) not to establish a link to our site in any website that is not owned by you;

(e) not to alter or modify any part of the site or any of the ACCOUNTANCY PAL platform services or use the same in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity;

(f) not to access UGC or ACCOUNTANCY PAL content through any technology or means other than the site itself or such other means as ACCOUNTANCY PAL may explicitly designate for this purpose;

(g) not to access or attempt to use the ACCOUNTANCY PAL login of other ACCOUNTANCY PAL members or penetrate or attempt to penetrate the ACCOUNTANCY PAL security measures;

(h) not to (or attempt to) circumvent, disable or otherwise interfere with any security related features of the site or the ACCOUNTANCY PAL platform services or features that (i) prevent or restrict use or copying of UGC or ACCOUNTANCY PAL content; or, (ii) enforce limitations on the use of the ACCOUNTANCY PAL platform services or the accessible UGC or ACCOUNTANCY PAL content.

(i) not to use any area of the site or the ACCOUNTANCY PAL platform services for any commercial purposes other than to answer questions and/or enter competitions. You must obtain our prior written consent to make commercial offers of any kind, whether by advertising, marketing, solicitations, links, or any other form of communication. We will investigate and take appropriate legal action against anyone who breaches this provision, including without limitation, removing the offending communication from the site and barring anyone breaching this provision from future use of the site and the ACCOUNTANCY PAL platform services. We reserve the right to block access to this site with respect to any ACCOUNTANCY PAL user who is known or reasonably believed to be (or is associated with any person who is known or reasonably believed to be) acting unlawfully, or breaching these terms, or infringing the ACCOUNTANCY PAL rights. Breaching any terms on the site will be deemed to be a breach of these terms.

(j) not to use the site to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, viruses, trojans, worms, keystroke logger, rootkit, logic bombs or other material which is malicious or technologically harmful;

(k) not to attempt to gain unauthorised access to our site, the servers on which our site is stored or any server, computer or database connected to our site;

(l) not to conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to any ACCOUNTANCY PAL user of the site or the ACCOUNTANCY PAL platform services;

(m) not attack our site via a denial-of-service attack or a distributed denial-of service attack.

By breaching certain provisions above, you would commit a criminal offence under the Criminal Justice (Offences Relating to Information Systems) Act 2017. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately. You are responsible for configuring your information technology, computer programmes and platform in order to access our site. You should use your own virus protection software.

8. Prohibited content

The following is a partial list of contents which is illegal or prohibited on the site. You agree that you will not submit any UGC to the site (or via the site) or in any way connected with the site, that:

(a) is patently offensive to the online community, such that it promotes racism, bigotry, hatred or physical harm of any kind against any group or individual;

(b) could be harmful to minors or vulnerable adults;

(c) could be seen to incite abusive behaviour to another person or harasses or advocates harassment of another person;

(d) involves the transmission of “junk mail”, “chain letters”, or unsolicited mass mailing or “spamming”;

(e) promotes information that you know is false, misleading or promotes illegal activities or conduct that is abusive, threatening, obscene, defamatory or libellous;

(f) promotes an illegal or unauthorised copy of another person’s copyrighted work, such as providing pirated computer programs or links to them, providing information to circumvent manufacture-installed copy-protect devices;

(g) contains restricted or password only access pages, or hidden pages or images (those not linked to or from another accessible page);

(h) displays pornographic or sexually explicit material of any kind;

(i) provides material that exploits people under the age of 18 in a sexual or violent manner, or solicits personal data (as defined in the Data Protection (Amendment) Act 2003) from anyone under 18;

(j) provides instructional information about illegal activities such as making or buying illegal weapons, violating someone’s privacy, or providing or creating computer viruses;

(k) solicits passwords or personal identifying information for commercial or unlawful purposes from other ACCOUNTANCY PAL members; and,

(l) engages in commercial activities and/or sales without our prior written consent such as contests, sweepstakes, barter, advertising and pyramid schemes.

9. Availability and security of the site

ACCOUNTANCY PAL does not warrant the validity and accuracy of information on the site or the ACCOUNTANCY PAL platform services or that the site is kept up-to-date. The site and its content and the ACCOUNTANCY PAL platform services are delivered on an “as-is” and “as-available” basis. ACCOUNTANCY PAL shall use reasonable endeavours to ensure that the site, the ACCOUNTANCY PAL platform services and any information it holds on you are kept secure. However, due to the nature of the internet, ACCOUNTANCY PAL does not represent or warrant to you that:

(a) Your use of the site and/ or the ACCOUNTANCY PAL platform services will be uninterrupted, timely, secure or free from error at all times, nor that it will provide specific results from use of the site or any content, search or link on it;

(b) Your use of the ACCOUNTANCY PAL platform services will meet your requirements;

(c) any information obtained or downloaded by you as a result of your use of the ACCOUNTANCY PAL platform services will be accurate, reliable or free of viruses or contamination or destructive features;

(d) Your shared UGC will not be used by a third party in various ways;

(e) there will not be any defects in the operation or functionality of any software provided to you as part of the ACCOUNTANCY PAL platform services; and,

(f) those who intentionally attempt to and/or gain unauthorised access to the same by means such as, without limitation, computer hacking will not be successful.

10. Suspension and termination

10.1 You acknowledge that ACCOUNTANCY PAL has no obligation to monitor any UGC provided by ACCOUNTANCY PAL members. You further understand and agree that in ACCOUNTANCY PAL’s sole discretion, and without prior notice, ACCOUNTANCY PAL may terminate its licence with you and may therefore choose to suspend or terminate your access to the site and the ACCOUNTANCY PAL platform services at any time or exercise any other remedy available and modify or delete any unauthorised UGC, if ACCOUNTANCY PAL believes that the UGC you provided has violated or is inconsistent with these terms or has violated the rights of ACCOUNTANCY PAL or a ACCOUNTANCY PAL user. Notwithstanding this, you are solely responsible for, and bear the legal risk associated with such UGC anywhere in the world.

10.2 ACCOUNTANCY PAL may release ACCOUNTANCY PAL user information about you if required by law or subpoena, or if the information is necessary or appropriate to release to deal with an unlawful or harmful activity.

10.3 You agree that monetary damages may not provide a sufficient remedy to ACCOUNTANCY PAL for violations of these terms and you consent to injunctive or other equitable relief for such violations.

10.4 You acknowledge and agree that to improve the site and/or the ACCOUNTANCY PAL platform services, ACCOUNTANCY PAL may stop (permanently or temporarily) providing the ACCOUNTANCY PAL platform services (or any features within the ACCOUNTANCY PAL platform services) to you generally at ACCOUNTANCY PAL’s sole discretion, without prior notice to you.

11. ACCOUNTANCY PAL Member Waranties

You represent and warrant that:

(a) You have (and will continue to have whilst the UGC remains posted on the site) all necessary licences, rights, consents, and permissions which are required to enable ACCOUNTANCY PAL to use or display your UGC in the manner contemplated by these terms;

(b) You are happy to share your UGC with ACCOUNTANCY PAL members as the case may be who access and/or register on the site where applicable;

(c) You will not post nor upload any UGC which contains material which is unlawful for you to possess, or which it would be unlawful for ACCOUNTANCY PAL to use or possess in connection with the provision of the ACCOUNTANCY PAL platform services; and, the UGC that you submit to ACCOUNTANCY PAL will not contain any third-party copyright material, or material that is subject to other third party proprietary rights (including rights of privacy or rights of publicity), unless you have a formal licence or permission from the rightful owner, or are otherwise legally entitled, to post the material in question and to grant ACCOUNTANCY PAL the IP licence referred to in Paragraph 3 above.

12. Liability

12.1 Nothing in this paragraph shall exclude or restrict liability for:

(a) fraudulent misrepresentations;

(b) any liability where the law does not permit such exclusion of liability; and,

(c) death or personal injury arising from negligence.

12.2 ACCOUNTANCY PAL shall not be in breach of any of its obligations under these terms which arise or occur due to the act, omission, default of you or your failure to comply with any of your obligations.

12.3 Subject to Paragraph 12.1, ACCOUNTANCY PAL shall not be liable to you in contract, tort (including negligence) or otherwise for any consequential, special or incidental loss or damage (whether direct or indirect) or, anticipated profits, business, data, opportunity, revenue, goodwill, or reputation suffered by you arising from your use of the site and/or the ACCOUNTANCY PAL platform services or, any loss or damage which may be incurred by you as a result of:

(a) any breach by you of these terms or breach of warranty by you or the acts or omissions of you including your use of, or inability to use, the site and/or the ACCOUNTANCY PAL platform services;

(b) any reliance placed by you on the completeness, accuracy or existence of any UGC or ACCOUNTANCY PAL content;

(c) any changes which ACCOUNTANCY PAL may make to the ACCOUNTANCY PAL platform services, or for any permanent or temporary cessation in the provision of the ACCOUNTANCY PAL platform services (or any features within the ACCOUNTANCY PAL platform services);

(d) the deletion of, corruption of, or failure to store, any UGC and other communications data maintained or transmitted by or through your use of the ACCOUNTANCY PAL platform services;

(e) the availability of third-party sites or resources, or as a result of any reliance placed by you on the completeness, accuracy or existence of any advertising, products or other materials on, or available from, such websites or resources; and,

(f) the acts, omissions and conduct of any ACCOUNTANCY PAL users in connection with or otherwise related to your use of the site and/ or the ACCOUNTANCY PAL platform services.

12.4 The limitations on ACCOUNTANCY PAL’s liability to you in this paragraph shall apply whether or not ACCOUNTANCY PAL has been advised of, or should have been aware of, the possibility of any such losses arising.

12.5 Different limitations and exclusions of liability will apply to liability arising from the ACCOUNTANCY PAL question and answer process per se and any engagement that may ensue which is set out in the relevant agreements.

12.6 Except as expressly set out in these terms, ACCOUNTANCY PAL gives no warranties and excludes all other express or implied terms, conditions and warranties including also any implied warranties of merchantability and fitness for a particular purpose to the fullest extent permitted by law.

13. Assignment

These terms shall be personal to you and you may not assign, transfer, sublet, lease or delegate all or any of your rights and obligations, without the prior written consent of ACCOUNTANCY PAL. ACCOUNTANCY PAL reserves the right to assign or transfer all or any of its rights and obligations under these terms to any companies in the same group as ACCOUNTANCY PAL or other third party. In the event of assignment or transfer, notification will either be given to you by e-mail or posted on the site.

14. Severability

In the event that any of these provisions are found to be unlawful, invalid or otherwise unenforceable, that provision is to be deemed severed from these terms and shall not affect the validity and enforceability of the remaining terms.

15. No Waiver

In the event that either you or we fail to exercise any right or remedy contained in these terms, that does not mean you or we (as applicable) have waived that right or remedy and so shall not be construed as a waiver.

16. Communications

If you wish to communicate with us about anything related to these terms, you may do so by sending an e-mail to us using the Contact form on this site.

17. Choice of Law

These terms and the relationship between you and ACCOUNTANCY PAL created by it, shall be governed by and construed in accordance with the laws of the Republic of Ireland.

18. Jurisdiction

You agree to submit to the exclusive jurisdiction of the courts of the Republic of Ireland. This means that if you want to bring a legal action against us, or we want to bring a legal action against you, it must be done in one of these courts.

19. Trademarks

“Accountancy Pal” is a registered trademark. We keep our website terms of use under regular review. These terms were last updated in May 2025.